Terms & Conditions Promotion

Participation in this promotion by purchasing and paying for all three simultaneously (new) house, car and contents insurance policies (“Qualifying Policies) is deemed acceptance of these terms and conditions (“Terms”).

Offer

  • Overfifty Insurance Limited (“Overfifty Insurance”) is offering $100 (“Gift”) to those participants who take out and pay for new Qualifying Policies before January 31st 2021.
  • For the purposes of these Terms and Conditions:
    • “Qualifying Policies” means new House Cover, Car Cover and Contents Cover insurance policy, as applicable, underwritten by Vero Insurance New Zealand Limited, where the date Cover Starts being no earlier than the commencement of the Offer Period.
    • “Offer Period” is between January 31st 2020 and January 31st 2021.

Offer – New Qualifying Policies

  • Take out all three new Qualifying Policies at the same time before 31st January 2021 and pay for the first month of premiums to qualify for the Offer.
  • You must have paid for the first month of premiums for the Qualifying Policy in full in order to qualify for the Offer i.e. if premiums are paid on a fortnightly basis, two fortnightly payments must have been paid before the Gift will be dispatched
  • Overfifty Insurance will endeavour to deliver your Gift within one month of receiving full payment of your first month of premiums for the Qualifying Policy. Overfifty Insurance will have no liability for any delay in meeting this timeframe.
  • The Qualifying Policy’s premium must not be in arrears.

Eligibility Criteria

  • You will not be eligible for the Offer or the Gift if:
    • You are renewing a policy (including renewing all Qualifying Policies).
    • You take all three new Qualifying Policies out but then cancel it at any time prior to the Gift being dispatched to you or one month after the Offer Period.
    • You have an Overfifty Insurance policy that is cancelled for any reason either within three months before or during the Offer Period and a new policy insuring the same Person Insured is purchased within the Offer Period
    • You do not comply with these Terms and Conditions.
  • By accepting the Gift, you will not be eligible for any other Overfifty Insurance offer in conjunction with your purchase of the new Qualifying Policies.
  • Your application to take out car, home and contents insurance with Overfifty Insurance is subject to standard underwriting criteria.
  • Overfifty Insurance may refuse to provide the Offer to a customer who, in Overfifty Insurance’s view, has acted fraudulently or not complied with these Terms and Conditions.
  • This Promotion is open to New Zealand residents only. Employees, contractors, and their immediate families (including partners, siblings, grandparents, parents, children and grandchildren), of the following, are not eligible for the Promotion: Overfifty Insurance Limited; shareholders and suppliers of Overfifty Insurance; including agencies, contractors, subcontractors, suppliers and affiliated providers.

Limitation of Liability

  • Overfifty Insurance,  its related companies and agencies associated with this Offer, will not be liable for any loss, claim, cost, expense, liability or injury (“Loss”) suffered by any person in any way associated with the Offer, except where such Loss cannot be excluded by law.

Other

  • The Offer and/or the Gift is not transferrable.
  • Overfifty Insurance reserves the right to modify the terms of this Offer at its discretion and to extend, modify, postpone or cancel the Offer at any time.
  • Overfifty Insurance policies are underwritten by Vero Insurance New Zealand Limited. Policy cover with Overfifty Insurance is subject to standard underwriting conditions and to policy terms and conditions. Please refer to the Overfifty Insurance’s Home, Car and Contents Cover policy documents, as applicable, for full policy and benefit terms and conditions.
  • Overfifty Insurance’s decision in relation to the Offer is final and no correspondence will be entered into.
  • The promoter of this Offer is Overfifty Insurance Limited.
  • These Terms and Conditions are governed and construed in accordance with New Zealand law and shall be subject to the exclusive jurisdiction of the New Zealand courts.